About ARi
Costa Rican fintech, transforming currency exchange with technology.
Our story
ARi was founded in 2020 as a Costa Rican fintech company with a clear mission: to democratize access to competitive exchange rates.
We believe that currency exchange shouldn't be complicated, expensive, or exclusive. Through our digital platform, we directly connect individuals and businesses with the exchange market, eliminating unnecessary intermediaries.
Today, ARi is an entity authorized by the Central Bank of Costa Rica to operate in the currency exchange market, and we are supervised by the General Superintendency of Financial Entities (SUGEF).
Mission
To make currency exchange accessible for all individuals and businesses in Costa Rica, through technology that ensures transparency, security, and efficiency.
Vision
To be the reference platform for currency exchange operations in the region, recognized for its innovation, reliability, and regulatory commitment.
Our values
Transparency
The rate you see is the rate you get. No hidden charges or surprises.
Security
Enterprise-grade infrastructure on Microsoft Azure cloud. Your data and funds are protected.
Innovation
Cutting-edge technology to deliver the best currency exchange experience.
Compliance
We operate under the regulatory framework of BCCR and SUGEF, complying with Law 8204 and the FX Global Code.
Regulatory framework
ARi operates under the authorization and supervision of Costa Rica's financial authorities.
Central Bank of Costa Rica
Authorization to operate as a currency exchange entity under the FX Global Code.
SUGEF
Supervision by the General Superintendency of Financial Entities as a regulated entity.
Law 8204
Compliance with the Narcotics Law and its regulations for anti-money laundering prevention.
Law 8968
Personal data protection in accordance with the Data Protection Law.